It’s never too early to learn about personal finance. This means learning about budgets, investing, credit cards, interest, and saving. While it might seem complicated to understand complex terms and theories, the fundamentals of personal finance are simple.
Spend less than you earn.
When I first began blogging in the Summer of 2016, I wrote about fixing up my house and being a homeowner. My blog was called Hammer Home and I wanted an outlet to organize my photos and share what I was learning. My blog continued to grow but I found it hard to stick to just writing about home-ownership.
In the past, I’ve written about self-esteem.
What does self-esteem have to do with money and savings though?
This is a long post so brace yourself.
Graduating debt-free is one of my greatest accomplishments, along with buying my house at 24. I’ve always been an annoying over-achiever, mainly because staying busy and reaching milestones is good for my mental health.
Continue reading “How I Graduated University #DebtFree”
Buying a house is not an overnight decision. For me, it took around 6 years of saving and financial discipline to have enough money for my down payment.
I don’t come from money. My grandparents were farmers and restaurant workers. Legit, my grandfather made tacos for a living.
My parents were the first in their families to finish high school. When we moved to Canada, they had to start from scratch. Thanks guys.
Continue reading “Saving for a down payment”